Budget first
Stage 1Build a six-month emergency fund before anything else opens.
Learning money,one real decision at a time
Children explore money through play, then practise it in a money life of their own.
15Money concepts
18Games
◇✣18 GAMES FOR GRADES 6 TO 12✦FOUNDING PARTNER SCHOOLS✦15 MONEY CONCEPTS✦18 GAMES FOR GRADES 6 TO 12✦FOUNDING PARTNER SCHOOLS
Welcome to
Smart Money Institute of Learning
Games build curiosity. The Life Money Lab turns it into experience. Children choose a profession, earn an income shaped by their game score, and learn to manage real decisions safely.
Learn more ›Inside the practical
Life Money Lab
Start investing
Stage 2Investment opens when every child has completed the fund.
Add protection
Stage 3Insurance becomes the shield around goals and progress.
Borrow in proportion
Stage 4Children learn how borrowing must stay proportionate to income.
Learn through
18 money games
Level 1 Game 1
Work Town
Discover why all work has value, paid or unpaid.
Level 1 Game 2
The ₹500 Decision
Make needs, wants, and trade-offs visible.
Level 1 Game 6
Beat Inflation
See what happens when money sits or grows.
Level 2 Game 10
Borrow Wise
Explore credit through choices and consequences.
Level 2 Game 14
Scam Spotter
Notice the warning signs behind digital scams.
Life Money Lab Choose
A profession of their own
Choose a career, earn a salary, and manage it.
Built for
Schools
AishwaryaFounder, SMILE
It is a first experience of adult financial life while children are still safe enough to make mistakes.
A practical parallel lab
- ✓Level 1 is 20 sessions, Level 2 is 23Each session runs 40 to 50 minutes, and the lab sessions sit inside that count.
- ✓The Life File stays at schoolIt remains in the class box, year after year.
- ✓The class progresses togetherThe teacher opens each stage when everyone is ready.
Frequently
Asked Questions
Which grades is SMILE built for?
SMILE is for ages 11 and above, Grades 6 to 12, taught as levels. Level 1 covers 7 concepts through 10 games; Level 2 covers 8 more through 8 games.
How does the Life Money Lab fit into school?
It runs alongside the game sessions, and the class progresses together.
Who chooses the profession?
Each child chooses their own profession and works toward both child and adult goals.
What happens to the Life File?
It stays safely at school in the class box, year after year.
Ready to begin
Bring real money practice into school
Help children build judgement before their financial choices carry adult consequences.